Your Money Ratios: 8 Simple Tools for Financial Security at Every Stage of Life(ISBN=9781583334164) pdf pdb 阿里云 极速 mobi caj kindle 下载

　　A leading financial adviser offers a groundbreaking and simple

approach to tackling personal finance by breaking down formulas

used by the most successful businesses.

A troubled economy calls for answers. People need sound,

easy-to-follow financial advice that can be implemented

immediately. For the first time, a leading financial adviser has

developed a remarkable set of guidelines to give individuals the

same kind of objective insight into their personal finances that

successful businesses have. Your Money Ratios will help readers

effectively manage debt, invest prudently, and develop a realistic

and effective savings plan to ensure both financial success and

security. Readers need only plug their income and age into

Farrell's ratios to get an instant picture of their savings status

and overall financial health, as well as a road map for the

important choices for the future. Some key ratios include:

?? The Capital-to-Income Ratio: how much capital (savings) you

should have if you plan to retire at 65

?? The Mortgage-to-Income Ratio: the maximum mortgage debt you

should carry and still have sufficient capital left for comfortable

savings

?? The Education-to-Average-Income Ratio: the amount of

education- related debt you can safely incur based on anticipated

average earnings after obtaining your degree

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书籍介绍

A leading financial adviser offers a groundbreaking and simple approach to tackling personal finance by breaking down formulas used by the most successful businesses.

A troubled economy calls for answers. People need sound, easy-to-follow financial advice that can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios to get an instant picture of their savings status and overall financial health, as well as a road map for the important choices for the future. Some key ratios include:

?? The Capital-to-Income Ratio: how much capital (savings) you should have if you plan to retire at 65

?? The Mortgage-to-Income Ratio: the maximum mortgage debt you should carry and still have sufficient capital left for comfortable savings

?? The Education-to-Average-Income Ratio: the amount of education- related debt you can safely incur based on anticipated average earnings after obtaining your degree